01
Extract
Instrument-level data arrives from existing source systems.
Pulse Classify moves classification upstream, links every decision to the exact rule, version, and approval that generated it, and feeds classified, cited populations into the filing engines you already run.
Pulse introduces a governed classification layer between source data and regulatory reporting.
Instrument-level data arrives from existing source systems.
Applicable regulatory classifications are determined upstream, before downstream reporting.
Each classification is connected to the versioned regulatory rule supporting it.
Rules are owned, versioned, reviewed, and approved before they are applied.
The classified population flows into existing filing engines and regulatory views.
A reported figure can be traced back to the instruments, rules, versions, and approvals behind it.
Classification moves from a downstream by-product of transformation into a governed layer that feeds every regulatory view.
Your filing engine produces the report. Pulse governs the classification decisions that feed it.
Your filing engine produces the report. Pulse governs the classification decisions that feed it.
Every classification carries its instruments, the rule that applied, the version in force, and the approval that authorised the interpretation so a figure on a regulatory line can be reconstructed rather than re-explained.
Approved, versioned rules determine what moves downstream, with human review and approval incorporated into the control framework.
The goal is not to trust AI. The goal is to govern the decision.
AI can assist with regulatory interpretation and classification proposals.
Approved, versioned rules determine what moves downstream.
Human review and approval are incorporated into the control framework.
Pulse is designed to complement existing regulatory infrastructure. It sits upstream of the filing engine and works with the existing data and reporting architecture.
Data lineage & governance
Decision lineage
Move & validate data
Governed classification
Produce regulatory reports
Classified, cited populations
Manage work & approvals
Decision evidence
Pulse governs the regulatory decision between them.
Regulatory decisions run through every banking function. Pulse Classify starts with one reporting problem and extends across the map as the governed population grows.
Pulse Classify is pre-production, with the MVP being developed with design partners. We are onboarding a limited number of institutions to validate the architecture against real reporting requirements.
Start with:
The objective is straightforward: Demonstrate that regulatory classifications can be governed upstream, reproduced, and traced from the reported outcome back to the decision that produced it.