Pulse Classify · Regulatory decision intelligence

Govern the decision behind the number.

While banks can easily track the origin of their regulatory data, reconstructing the logic behind an instrument's classification under a specific rule version remains a major challenge.

The problem

Regulatory reporting has a decision-lineage gap.

Banks have invested heavily in data governance, lineage, integration, and regulatory reporting. Yet the regulatory decision connecting the data to the filing can remain embedded in downstream transformation logic, mappings, and reporting processes.

That creates three structural challenges:

01

Classification logic fragments

The same underlying instrument can be evaluated through different mappings, transformations, teams, and regulatory interpretations.

02

Reconciliation happens downstream

Differences are often discovered after regulatory views have been assembled forcing teams to reconcile outcomes rather than govern the decisions that produced them.

03

Data lineage stops short of the decision

Traditional lineage can explain where data came from and how it moved. It does not necessarily explain why.

Why is this instrument on this regulatory line, under which version of which rule, and who approved that interpretation?

The Pulse approach

Move classification upstream. Govern it once.

Pulse introduces a governed classification layer between source data and regulatory reporting.

  1. 01

    Extract

  2. 02

    Classify

  3. 03

    Cite

  4. 04

    Govern

  5. 05

    Feed

  6. 06

    Trace

Why FidusIQ

Everyone traces the data. Pulse traces the decision.

  • Instrument
  • Classification
  • Regulation
  • Rule Version
  • Approval
  • Regulatory View
Design-partner program

Start with one reporting problem. Prove it against your existing process.

Pulse Classify is pre-production, with the MVP being developed with design partners. We are onboarding a limited number of institutions to validate the architecture against real reporting requirements.

Start with:

  • One institution.
  • One defined reporting problem.
  • One controlled implementation.
  • One comparison against the existing process.

The objective is straightforward: Demonstrate that regulatory classifications can be governed upstream, reproduced, and traced from the reported outcome back to the decision that produced it.